Eventus Financial Featured in Your Investment Property: Banks Tighten Lending as New DTI Restrictions Impact Investors
As Featured in Your Investment Property | Expert Commentary by Alex Veljancevski
Eventus Financial Founder and Director Alex Veljancevski has been featured in Your Investment Property, providing expert commentary on how new debt-to-income (DTI) lending restrictions are making it increasingly difficult for Australian property investors to secure finance.
The article examines new APRA regulations introduced in February 2026, restricting banks from allocating more than 20% of new home loans to borrowers with debt exceeding six times their annual income.
Alex revealed that some lenders have already introduced stricter internal DTI limits, resulting in loan applications being declined even when investors demonstrate sufficient income to comfortably service their repayments.
He highlighted that these restrictions are particularly affecting experienced property investors with multiple properties, where total debt levels can prevent further borrowing despite strong rental income and clean credit histories.
The article also explores the growing importance of non-bank lenders, with Alex explaining how alternative financing solutions may provide opportunities for investors who fall outside traditional bank lending criteria.
Alex emphasised the importance of understanding the differences in interest rates, lending conditions and loan structures when considering non-bank alternatives.
The feature reinforces Eventus Financial's expertise in investment property finance, complex lending scenarios and helping Australians navigate changing bank policies to secure suitable financing solutions.