Eventus Financial Featured in Savings.com.au: APRA Lending Crackdown Restricts Property Investors
As Featured in Savings.com.au | Expert Commentary by Alex Veljancevski
Eventus Financial Founder and Director Alex Veljancevski has been featured in Savings.com.au, providing expert commentary on how tighter debt-to-income (DTI) lending restrictions are impacting property investors across Australia.
The article examines new APRA regulations introduced in February 2026, limiting the proportion of new home loans banks can approve where borrowers have debt exceeding six times their annual income.
Alex revealed that some major banks have already introduced stricter internal lending policies, automatically declining applications where debt-to-income ratios exceed seven, even when borrowers demonstrate sufficient income to comfortably service their loans.
He highlighted that these restrictions are primarily affecting sophisticated property investors with multiple investment properties, while owner-occupiers and smaller investors have remained largely unaffected.
The article also explores the growing role of non-bank lenders, with Alex explaining how alternative lending solutions can provide opportunities for investors who meet affordability requirements but fall outside traditional banks' DTI policies.
Alex's commentary reinforces Eventus Financial's expertise in investment property finance, complex lending scenarios and helping Australians navigate changing lending regulations to achieve their long-term property investment goals.