Eventus Financial Featured in Australian Broker: New Debt-to-Income Rules Restrict Property Investor Borrowing
As Featured in Australian Broker | Expert Commentary by Alex Veljancevski
Eventus Financial Founder and Director Alex Veljancevski has been featured in Australian Broker, providing expert commentary on how tighter debt-to-income (DTI) lending restrictions are preventing some property investors from securing finance, despite demonstrating sufficient income to comfortably service their loans.
The article explores new APRA regulations introduced in February 2026, limiting the proportion of new mortgages banks can issue to borrowers with debt exceeding six times their annual income.
Alex highlighted that some lenders have already introduced stricter internal DTI limits, meaning investors who successfully pass traditional borrowing capacity assessments may still have their applications declined due to their overall debt levels.
The article also examines how these restrictions are particularly affecting investors with multiple properties, while highlighting the potential role of non-bank lenders in providing alternative financing solutions.
Alex emphasised that although non-bank lenders can offer greater flexibility, borrowers must carefully consider differences in interest rates, loan structures and lending conditions.
The feature reinforces Eventus Financial's expertise in investment property finance, complex lending scenarios and helping Australians navigate changing bank policies to secure suitable financing solutions.