Eventus Financial Featured in Australian Broker: Slower Property Price Growth Doesn't Mean Easier Borrowing
As Featured in Australian Broker | Expert Commentary by Alex Veljancevski
Eventus Financial Founder and Director Alex Veljancevski has been featured in Australian Broker, providing expert commentary on why slowing property price growth in 2026 does not necessarily translate into improved housing affordability or increased borrowing capacity for Australian homebuyers.
Alex highlighted that despite forecasts of more moderate property price growth, rising interest rates, higher living expenses and strict bank serviceability requirements continue to limit how much Australians can borrow.
The article examines the impact of the Reserve Bank's February 2026 interest rate increase, alongside APRA's mandatory 3% serviceability buffer, which requires lenders to assess borrowers at interest rates significantly higher than their actual home loan rate.
Alex explained that everyday expenses, including groceries, energy bills, insurance and childcare, are also placing additional pressure on borrowing capacity, particularly for first-home buyers already struggling with housing affordability.
He emphasised that buyers should not assume slower property price growth means greater purchasing power, encouraging prospective homeowners to obtain an accurate borrowing capacity assessment before beginning their property search.
The feature reinforces Eventus Financial's expertise in home loan lending, borrowing capacity assessments, first-home buyer finance and helping Australians navigate changing interest rates and lending conditions.