Eventus Financial Featured in Yahoo Finance: New Bank Lending Rules Restrict Property Investor Borrowing Capacity
As Featured in Yahoo Finance | Expert Commentary By Alex Veljancevski
Eventus Financial Founder and Director Alex Veljancevski has been featured in Yahoo Finance Australia, providing expert commentary on how new lending restrictions introduced by the Australian Prudential Regulation Authority (APRA) are affecting property investors and their ability to secure finance through Australia's major banks.
The article, titled Landlords Warned as Big Australian Banks Enforce New Home Lending Rules: 'Automatic No', explores how APRA's new debt-to-income (DTI) lending restrictions are changing the borrowing landscape, particularly for investors with multiple properties and higher levels of existing debt.
Introduced on 1 February 2026, the restrictions limit authorised deposit-taking institutions to allocating no more than 20% of new mortgage lending to borrowers with debt-to-income ratios of six times their annual income or higher.
Alex explained that Eventus Financial was already witnessing the impact of these changes, with some banks tightening their lending policies for investors who previously qualified for finance based on their ability to service the repayments.
He highlighted that borrowers with strong incomes and sufficient cash flow could now find themselves declined by traditional banks simply because their total debt exceeds the lender's debt-to-income thresholds.
The article also examines how some property investors are increasingly exploring alternative finance options, including non-bank lenders, which are not directly subject to APRA's new DTI lending caps.
However, Alex emphasised that non-bank lenders typically charge higher interest rates, reflecting different lending criteria and risk assessments. This makes it particularly important for borrowers to understand the costs and implications of alternative lending options.
Alex encouraged property investors, particularly those with established portfolios, to understand their debt-to-income position before applying for additional finance rather than discovering potential borrowing restrictions after submitting an application.
The feature reinforces Eventus Financial's expertise in investment property finance, complex lending structures and helping Australian property investors navigate changing bank lending policies.
Read the full article on Yahoo Finance Australia
Lending policies and regulatory requirements may change. Borrowing eligibility depends on individual circumstances and lender assessment criteria.