Eventus Financial Featured in The Adviser: Macquarie Tightens Investor Lending Rules
As Featured in The Adviser | Expert Commentary by Alex Veljancevski
Eventus Financial Founder and Director Alex Veljancevski has been featured in The Adviser, providing expert commentary on Macquarie Bank's decision to remove negative gearing tax benefits from its borrowing capacity calculations for certain investment loans.
Following changes announced in the 2026 Federal Budget, Macquarie became the first major lender to revise its investor lending policies, potentially reducing how much Australians can borrow to purchase established investment properties.
Alex highlighted that removing negative gearing benefits could reduce an investor's borrowing capacity by approximately 20%. In one example, a borrower's maximum loan amount fell from $750,000 to $600,000, despite no changes to their income, expenses or interest rates.
The article also examines how other major banks are reviewing their lending policies and the potential implications for investors relying on existing pre-approvals.
Alex's insights highlight the importance of understanding changing lender policies and obtaining accurate borrowing capacity assessments before purchasing an investment property.