Eventus Financial Featured on realestate.com.au: RBA Rate Hikes Deliver Major Blow to First Home Buyers
As Featured in realestate.com.au | Expert Commentary By Alex Veljancevski
Eventus Financial Founder and Director Alex Veljancevski has been featured in realestate.com.au, one of Australia's leading property platforms, providing expert insights into how the Reserve Bank of Australia's interest rate increases are significantly reducing borrowing capacity and reshaping the property market for first home buyers.
Following four interest rate increases in 2026, which lifted the official cash rate to 4.60%, Alex highlighted the cumulative impact of higher mortgage rates on Australians looking to purchase their first home.
Alex explained that a buyer who could previously borrow $800,000 may now only qualify for approximately $720,000 — representing a potential $80,000 reduction in borrowing capacity, even if their income, living expenses and deposit remain unchanged.
The article also explores the growing competition between first home buyers and property investors for affordable properties, placing additional pressure on buyers already facing reduced purchasing budgets.
Alex emphasised the importance of reassessing borrowing capacity and existing home loan pre-approvals following interest rate increases, particularly for buyers preparing to purchase at auction.
The feature reinforces Eventus Financial's expertise in mortgage lending, first home buyer finance and helping Australians navigate changing economic conditions with informed lending strategies.